About Zelle
Allows instant transfers between US bank accounts. Users can send funds using only the recipient's email or phone number, without the need to know their bank details.
Advantages
Fast transactions between network members
Access through mobile applications and websites of partner banks
Transfers are made using the recipient's email or phone number
Disadvantages
Available only to users of US banks
The service is intended for transfers between friends
No protection for purchases of goods or services
How does the Zelle system work?
Zelle is integrated into the mobile apps and websites of many U.S. banks, making access to the service simple and convenient.
To use the service, you need to have an account with a partner bank or register through the Zelle mobile app by linking a debit card issued by a U.S. bank.
The service uses the ACH network to process payments, ensuring quick deposit of funds into the recipient's account.
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