Introducing new partners: ABF service, from crypto processing to fiat

Accepting cryptocurrency payments in business has long moved beyond simply transferring funds to a private wallet. For online projects, services, and e-commerce, transaction processing speed, automatic fiat conversion, and compliance transparency are of paramount importance.

The ABF ecosystem offers a comprehensive approach to capital management. The platform's core tool is ABF Swap – a crypto processing and exchange service. Alongside it, the infrastructure includes the ABF Pay payment solution and the ABF Trade forex broker.

What Problems ABF Swap Solves

ABF Swap is a platform solution for cryptocurrency exchange, digital asset storage, and crypto acquiring setup. The platform operates in both the B2C segment—providing users with custodial and non-custodial asset management options—and the B2B segment, enabling payment processing for online businesses.

Key service parameters and fees:

• Base conversion fees range from 0.55% to 0.7%, which is below the market average for processing solutions.
• Automatic conversion of crypto to EUR with the option to lock in the exchange rate at the moment of transaction.
• Support for major networks for transferring USDT, BTC, ETH, and other liquid assets.
   

Crypto Processing for Business: How It Works

For e-commerce stores, IT companies, online schools, and services with an international audience, ABF Swap provides a ready-made toolkit for accepting payments in digital assets.

The invoicing and settlement process follows this workflow:

1. Invoice generation. The merchant generates a payment link or issues an invoice specifying the total amount in fiat (e.g., in EUR).
2. Client payment. The buyer selects a preferred cryptocurrency and transfers the funds to the provided address.
3. Monitoring and security. The transaction is verified through automated Anti-Money Laundering (AML) analytics to exclude high-risk assets.
4. Automatic conversion. The system converts the received cryptocurrency into EUR at the current market rate, protecting the merchant from volatility.
5. Fund settlement. Fiat funds are credited to the account balance, ready for subsequent withdrawal to a bank account.
    

AML Compliance and Regulatory Restrictions

Compliance with AML (Anti-Money Laundering) requirements is an integral part of crypto payment processing. ABF Swap utilizes automated transaction analysis tools, specifically solutions by Chainalysis, allowing real-time tracking of incoming funds' origin.

Due to regulatory compliance reasons, the service restricts onboarding users and companies from high-risk jurisdictions. The service does not operate with residents of certain restricted countries and sanctioned territories. Before integration, merchants must undergo a KYB (Know Your Business) verification procedure.

Ecosystem Related Products: ABF Pay and ABF Trade

In addition to crypto processing, the developers offer supplementary financial products that expand operational options for traditional finance and trading.

ABF Pay — multi-currency payment system

ABF Pay focuses on fiat settlements, interbank transfers, and virtual wallet management. It acts as a bridge between crypto assets and the traditional banking system.

Core functionalities include:

• Support for international transfers via SEPA, SWIFT, and Faster Payments networks.
• Operations with over 37 currencies and the ability to execute transfers to dozens of countries.
• vWallet virtual accounts for holding and converting currencies at mid-market rates.
• Team access tools for business accounts and financial task delegation.
   

ABF Trade — forex broker

ABF Trade represents the company's brokerage arm. The platform provides access to trading traditional currency pairs, commodities, and other financial instruments via trading terminals. This tool suits those looking for a single infrastructure to manage crypto, fiat, and trading assets.

Conclusion

ABF Swap delivers a clear and technically refined crypto processing model. Low commission rates (from 0.55%), automated rate locking in fiat, and built-in AML verification make the service a practical solution for e-commerce and online businesses.

The presence of the ABF Pay system within the same ecosystem simplifies withdrawing funds to traditional banking channels via SEPA or SWIFT, establishing a complete capital turnover cycle from customer payment to the company's bank account.